Medical Tourism packages in The New India Assurance

The New India Assurance : - Medical expenses incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted are covered. Eight Plans available under the policy: 

PLAN A: For travel to countries excluding USA & Canada for business and holiday limited to USD 50,000. Same as (A-1) above except that benefits stand increased to USD 250000. 

PLAN B: For travel worldwide including USA & Canada for business and holiday limited to USD 1,00,000. Same as (B-1) above except that benefits stand increased to USD 5,00,000. 

PLAN C: For travel to countries excluding USA & Canada for employment and studies limited to USD 150,000. 

PLAN D: For travel worldwide including USA & Canada for employment and studies limited to USD 150,000. 

PLAN E: For travel worldwide including USA & Canada for corporate frequent travelers limited to USD 1,00,000. 

Same as (E-1) above except that benefits stand increased to USD 5,00,000. CFT Cover is available for Executives Of Corporate clients and Partners of registered firms annually subject to the duration of any one trip not exceeding 60 days. 

ADDITIONAL Add-on benefits:-Besides the above additional add-on benefits are available under Business & Holiday and CFT cover(Except Plan C and Plan D) Personal Accident Loss of checked in Baggage Delay of checked in Baggage Loss of passport Personal Liability Premium: Depends on Age-band, Trip-band and Country of visits.Coverage: Initially cover upto 180 days is provided under Business & Holiday Plan .Extension allowed on original policy for further period of 180 days subject to declaration of good health. Top Eligibility Age Limit: 6 months and above upto 70 years.

 Policy is to be taken prior to departure from India. Travelers over 60 years of age and for those traveling to USA & Canada over 40 years the following Medical reports (from an MD Cardiologist) need to be submitted along with the proposal form: ECG Fasting Blood Sugar or Urine Strip test These reports are required if the travel period exceeds 60 days and above. In case of travellers unable to submit the above Medical reports cover stands restricted to USD 10,000.

What is Motor Insurance ?

Motor Insurance is fundamentally a contract between a vehicle owner and an insurance company in which you pay a fixed amount (premium) for a policy that will give you financial protection against losses if the insured vehicle is stolen or damaged. Motor insurance covers theft of vehicle, damage to vehicle, damage that your vehicle causes, plus protection against liability in case you are sued after an accident. Third Party Liability only cover Third Party Liability and theft cover Comprehensive cover including third party liability, theft and own damage Why go for Motor Insurance ? Under India Motor Vehicles Act 1988, it is mandatory to have Motor insurance to drive on the road. Every type of vehicle including personal, commercial or business purpose should be insured. Also, it saves you financially in case of any unwanted happening. It covers following risks: Fire, explosion, self-ignition or lightning Flood, Typhoon, Hurricane, Storm, Tempest, Inundation, Cyclone, Hailstorm Burglary, housebreaking or theft Riot and strike Earthquake (fire and shock damage) Accidental external means Malicious Act Terrorist Activity Whilst in transit by road, rail, inland waterway, lift, elevator or air Landslide, Rockslide

Travel Insurance or Visitor Insurance or Overseas Medical Insurance

Travel Insurance or Visitor Insurance also known as Overseas Medical Insurance can cover your Medical Expenses, Personal Accident, Trip Delay, Trip Cancellation, Baggage Loss, Loss of Passport and many more risks while you travel abroad. At Insurance Pandit, we offer a convenient way to compare international travel insurance plans for global travel and study offered by leading indian insurance companies. Not only you can compare plans but also buy and print your Travel Insurance Policy online.

 A long drawn vacation, a business trip or studying abroad, no matter what is the reason, travelling abroad is full of excitement. With fun and excitement comes the responsibility to make your journey safe. Your desire to travel without worries is what an effective travel insurance yearns to achieve. Be it a loss of passport or a sudden ailment or even loss/delay of your baggage, travel insurance ensures that your journey remains worry free and you enjoy to the fullest!

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The 5 Basic Insurance Policies Everyone Should Have

Date :2/6/2013 12:00:00 AM When it comes to buying insurance, there are so many options on the market today that you might not know what’s necessary and what’s superfluous. It’s important to be covered, but you can also be too covered. Paying for too much insurance takes money away from other areas, such as your emergency fund and your retirement savings. When it comes to insurance, there are basically five types that everyone needs. Health Insurance This is the big one. In 2009, over 60 percent of all personal bankruptcies were related to health insurance costs. When purchasing health insurance, consider the following: Needs: Young and healthy single people require less coverage than those with young families, the elderly, or those with chronic health issues. Do you plan on using your insurance a lot? If so, you’re going to want a low deductible and copays. Doctors: One of the first questions you should ask about a plan is if it allows you to keep your current physician. Cost: You can obviously only afford so much, so know what you can afford. Shopping for plans with higher copays and deductibles will save you money on your premium.